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New Orleans Life Insurance Claim Denials

Get a New Orleans Insurance Bad Faith Attorney on Your Side

Many of us purchase life insurance policies to financially protect our loved ones in the event of our untimely death. Unfortunately, families of the deceased all too often find themselves stonewalled by uncooperative insurance companies who refuse to pay their entitled death benefits.

family members standing together after a funeral

At LaHatte Law, LLC, our New Orleans life insurance claim denial attorneys understand the legal concepts and strategies necessary to protect beneficiaries and can provide the powerful support you need to secure your deserved financial recovery. Having gone toe-to-toe and defeated some of the largest insurance companies in the nation, our team of advocates have what it takes to get the results you need.

What To Do If Your Life Insurance is Not Paying Your Claim

If your life insurance claim is denied, the first step is to try to find out why. Don't let the insurance company push you around. Ask them directly for a denial reason. This will help you build a case to dispute the denial.

Once you have this information, you can provide all the required documentation needed to show that the reason the insurance company denied your claim is not valid. Our New Orleans life insurance claim lawyers will help you put together a strong case, proving without a doubt to the insurance company that you are owed the death benefits as the beneficiary.

Call (504) 509-5177 or contact us online today to seek justice. Do not let an insurance company push you around!

What Are the Most Common Life Insurance Claim Denial Reasons?

Despite the friendly ad campaigns and reassuring language used by many life insurance providers which claim they will help you achieve “peace of mind” knowing your loved ones will be covered in your absence, the truth of the matter is that insurance companies are still businesses with profits to protect and shareholders to please.

As such, it is not uncommon for insurance companies to be inclined to resort to less-than-honest methods in order to limit, delay, or even flat-out deny death benefits to life insurance beneficiaries. Our team of advocates can help protect you against these bad faith tactics and ensure your insurer is held to their contractual obligations.

Common tactics used to deny life insurance claims include:

  • Alleging misstatements or that the insured lied on their application
  • Imposing unfair eligibility requirements not discussed in the policy
  • Intentionally including ambiguous terms and interpreting them in the company’s favor
  • Claiming that the policy lapsed without providing adequate notice

How to Fight Insurance Denials

The last thing you need after losing a loved one is to be saddled with the additional financial burden of handling their final affairs. At LaHatte Law, LLC, our New Orleans bad faith insurance lawyers can handle the legal heavy lifting on your behalf and ensure you receive every penny’s worth of your entitled life insurance benefits.

Your loved one faithfully paid their monthly premiums under the belief that their insurer would uphold their end of the bargain in the event of their passing. Let us use our legal knowledge and skills to make sure their trust was not is vain.

Why Choose LaHatte Law, LLC?

Get in touch with our office today to set up your free case review.

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