Your Homeowners Insurance Should Cover a Rental Property If Your Home Was Damaged by Hurricane Laura

Your Homeowners Insurance Should Cover a Rental Property If Your Home Was Damaged by Hurricane Laura

YOUR HOMEOWNERS INSURANCE OWES YOU A RENTAL HOME IF YOUR HOME WAS DAMAGED AND HAS NO POWER DUE TO HURRICANE LAURA!!

We are receiving many disturbing reports from the Greater Lake Charles, Louisiana area from homeowners that their insurance companies are refusing to pay loss of use/additional living expense cost insurance coverage.

Insurance companies are advising Louisiana families, young and old, that they can go back and live in their homes because there is no longer an evacuation order. This is ridiculous and runs afoul of well-established Insurance Services Office (ISO) insurance company language which triggers additional living expense coverage to place insureds for a “like, kind, and quality” home if the insured property is unlivable.

A 95-degree hot, humid home in Southeastern Louisiana without air conditioning and/or water is very unlivable. Do not let your insurance company tell you that these conditions are okay—they are ridiculous. Your homeowner’s insurance company should pay your family for a rental home, or, at the very least, a month-long hotel or apartment for the next few months of restoration. Contact your insurance company right away for details or reach out to an experienced insurance attorney for further guidance.

We are here to help if you need us. Call our Louisiana insurance attorney now at (504) 509-5177 or write to us online for assistance with your hurricane damage claim.

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